This guide introduces the

SMART goals framework, a simple and effective roadmap for helping your child achieve their financial dreams. This framework will help them learn about:

• The Value of Money: Kids will appreciate the effort it takes to earn money and the importance of spending it wisely.
• Making Choices: They will understand they have choices with their money and learn to prioritize saving and spending.
• Planning for the Future: Children learn that by setting goals and saving money, they can achieve their dreams.

This guide is designed to be a fun, collaborative experience for you and your child. It even includes age-appropriate examples to help you get started.

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